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	<title>Comments on: National City Bank and truth in advertising</title>
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	<pubDate>Wed, 07 Jan 2009 00:33:00 +0000</pubDate>
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		<title>By: Mark</title>
		<link>http://www.yproxy.com/blog/2008/07/national-city-bank-and-truth-in-advertising/#comment-27</link>
		<dc:creator>Mark</dc:creator>
		<pubDate>Thu, 24 Jul 2008 23:24:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.yproxy.com/blog/?p=22#comment-27</guid>
		<description>I've been mostly happy with National City. I had my car loan through them back in 93-95. I then opened an account there and they did something that made me mad, so I left. I had a business account at TCF for almost 10 years when they charged me nonsufficient funds fees when they honored some charges that put my balance over. Not only were the charges fraudulent, but I'd also "opted out" of their overdraft protection. They were supposed to just decline those charges. They basically called me a liar saying I never sent in my opt out letters, even though I brought copies with me when I went to complain. I left and they still are sending me collection letters and have charged me collection fees. I have registered tcfsucks.com and will be putting up a site when I have time. I will also be suing them for credit defamation if they have put it on my credit report. Anyway, I switched my business account over to National City and have been mostly happy. I did find that they opened a $10K credit line along with my business checking, even though I don't remember asking for it. Your post has me wondering if they'll try to charge me an annual fee next year.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been mostly happy with National City. I had my car loan through them back in 93-95. I then opened an account there and they did something that made me mad, so I left. I had a business account at TCF for almost 10 years when they charged me nonsufficient funds fees when they honored some charges that put my balance over. Not only were the charges fraudulent, but I&#8217;d also &#8220;opted out&#8221; of their overdraft protection. They were supposed to just decline those charges. They basically called me a liar saying I never sent in my opt out letters, even though I brought copies with me when I went to complain. I left and they still are sending me collection letters and have charged me collection fees. I have registered tcfsucks.com and will be putting up a site when I have time. I will also be suing them for credit defamation if they have put it on my credit report. Anyway, I switched my business account over to National City and have been mostly happy. I did find that they opened a $10K credit line along with my business checking, even though I don&#8217;t remember asking for it. Your post has me wondering if they&#8217;ll try to charge me an annual fee next year.</p>
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